Insurance Fee

133,000KRW for a year, 84,000KRW for a half year (Can be changed)

Insurance Company

Hanhwa Insurance Co.,Ltd(Can be changed)

Insurance Coverage

Procedure for Insurance

Through preferred hospitals

Both insurance card and student card must be presented to the hospital, → Pay the personal Expenses to hospital → Treatment in hospital → full payment for prescription drug to the drugstore → Submit pharmacy receipts, copy of the insured's bankbook and foreigner registration card to office of International Affairs → Refund Pharmacy cost except Personal Expenses to students.

Through non-preferred hospitals

Treatment in hospital → Students pay the full amount of medical expenses to the hospital → full payment for prescription drug to the drugstore → Submit Hospital receipts, pharmacy receipts, copy of the insured's bankbook and foreigner registration card to office of International Affairs → Refund Hospital and Pharmacy cost except Personal Expenses to students.

* If medical expenses exceed 200,000KRW, medical certificate also has to be submitted.

Non-indemnified Losses

1. As intended by the Policyholder or the Insured, Self- injury, suicide, attempted suicide, or act of crime or violence of the Insured pursuant to the Criminal Law
2. Previous illness of the Insured (ex. Diabetes, hypertension, heart disease, pneumonia, ozena, atopy, etc.)
3. Psychosomatic disorder or mental disease of the Insured
4. Pregnancy, childbirth (including one via caesarian operation), miscarriage, surgery, or other medical treatment of the Insured
5. Dental treatment
6. Specialist climbing, glider, piloting, sky-diving, scuba-diving, hang-gliding, motorcycle, and other similar activities
7. Expenses incurred in relation to the administering of herbal medicines to promote health
8. Expenses that are not related to medical treatment, expenses incurred in relation to the taking of high-unit health medicines without justifiable reasons, and diagnosis expenses that are not related to the clinical opinions of doctor
   (ex. Medical examination, vaccination, eye examination)
9. Anal-related disease, Oriental Clinic hospital does not provide coverage.

Preferred hospitals